Debt Solutions Blog

Cujo asked:


I am going through a debt settlement program. One of my creditors is also the same company that I am financing my vehicle with. Am I putting my vehicle in jeopardy by settling the credit card debt I have with that company?

fantasy209 asked:


Is it good to tell the judge that I’m in the debt settlement program?

Cookie On My Mind asked:


I have some credit debt left and I’m wondering if I should put the extra money I make from selling my home into the new house I’m purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I’m not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away

The Bees Knees asked:


I’ve heard of companies like cureadebt.com that will settle your credit card debts for 70% of the amount owed. I’ve also heard of government grants to pay unsecured debt(credit cards), but I don’t know where to get the info on them. I’m considering a second mortgage to pay these off with a lower interest rate. Thoughts?

We no longer use credit cards, so the balance only increases because of high interest rates.

jordan asked:


i already payed one month which is only $300…but i just relized chapter 13 is basically the same thing …can i call my debt settlement company and canel with them?

Blazo struggling weed artist asked:


if so did it work for you,or any other debt settlement program for that matter, not looking to go bankrupt and in the current bank situations debt consolidations are hard to get.

j asked:


the company is called F.I.R.E i had to pay them to negotiate my debt and try to lower my debt. after being in the month for 5 months i paid them about 800 dollars now i got out the program because it was too expensive and they wont give me my money back because in my contract it says no refunds. Could i do anything to get this money maybe a lawyer?

tablets1 asked:


We are joining a debt settlement program with a law firm I’m wondering if anyone can tell me your experience with Debt settlement and if you know if any creditors will still sue..We have already tried a debt management program, but the payments were still to high so we dropped out.