how do i get my money back from a debt settlement program, in my contract it says im not allowed a refund?
j asked:
the company is called F.I.R.E i had to pay them to negotiate my debt and try to lower my debt. after being in the month for 5 months i paid them about 800 dollars now i got out the program because it was too expensive and they wont give me my money back because in my contract it says no refunds. Could i do anything to get this money maybe a lawyer?
the company is called F.I.R.E i had to pay them to negotiate my debt and try to lower my debt. after being in the month for 5 months i paid them about 800 dollars now i got out the program because it was too expensive and they wont give me my money back because in my contract it says no refunds. Could i do anything to get this money maybe a lawyer?
Most companies collect their fee in the front end- this is common- and the sad thing is- after 5 months you had already paid for the service and now you canceled- so, there is no refund of your enrollment fee. Getting an attorney will waste more of your money. Some companies like ours, have money go towards savings and enrollment- so you would have received some money back as a refund. But the counselor should have went over this with you and provided a full amortization sheet. This is another example of a company not fully explain the program, and a consumer not fully reading paper work. You should call us- we may be able to help you out!