What benefits cannot be garnished?
Many federal benefits are exempt from garnishment, including:
- Social Security Benefits
- Supplemental Security Income (SSI) Benefits
- Veterans’ Benefits
- Civil Service and Federal Retirement and Disability Benefits
- Service Members’ Pay
- Military Annuities and Survivors’ Benefits
- Student Assistance
- Railroad Retirement Benefits
- Merchant Seamen Wages
- Longshoremen’s and Harbor Workers’ Death and Disability Benefits
- Foreign Service Retirement and Disability Benefits
- Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
- Federal Emergency Management Agency Federal Disaster Assistance
In some rare circumstances, federal benefits may be garnished, such as to pay delinquent taxes, alimony, child support, or student loans.
Q: What types of debts are covered under the Fair Debt Collection Practices Act?
Q: Can a debt collector contact me any time or place?
Q: How can I stop a debt collector from contacting me?
Q: Can a debt collector talk to anyone else about my debt?
Q: What information does a debt collector have to provide about a debt?
Q: What practices are not legal for debt collectors?
Q: Can a debt collector garnish my wages or bank account?
Q: What benefits cannot be garnished?
Q: Where can I report a debt collector for an FDCPA violation?
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| Our Program | Debt Consolidation Loan | Credit Counseling | Minimum Payments |
|
| Total Unsecured Debt | $30,000 | $30,000 | $30,000 | $30,000 |
| Months To Pay Off | 46 | 60 | 60 | 433 |
| Interest Paid | None | 12% | Variable | 18.99% |
| Monthly Payment | $498 | $667 | $855 | $900 |
| Total Est. Cost | $22,950 | $40,040 | $51,300 | $80,619 |
* The above numbers are an example of past performance and are not intended to be a guarantee of any future settlement results.
