What types of debts are covered under the Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act (FDCPA) covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Q: What types of debts are covered under the Fair Debt Collection Practices Act?
Q: Can a debt collector contact me any time or place?
Q: How can I stop a debt collector from contacting me?
Q: Can a debt collector talk to anyone else about my debt?
Q: What information does a debt collector have to provide about a debt?
Q: What practices are not legal for debt collectors?
Q: Can a debt collector garnish my wages or bank account?
Q: What benefits cannot be garnished?
Q: Where can I report a debt collector for an FDCPA violation?
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| Our Program | Debt Consolidation Loan | Credit Counseling | Minimum Payments |
|
| Total Unsecured Debt | $30,000 | $30,000 | $30,000 | $30,000 |
| Months To Pay Off | 46 | 60 | 60 | 433 |
| Interest Paid | None | 12% | Variable | 18.99% |
| Monthly Payment | $498 | $667 | $855 | $900 |
| Total Est. Cost | $22,950 | $40,040 | $51,300 | $80,619 |
* The above numbers are an example of past performance and are not intended to be a guarantee of any future settlement results.
